Have a Legal Question? Experts Have Answers!

Getting basic legal advice can be hard, and this keeps many people from pursuing action or defending themselves adequately in times of legal trouble.

Consider this: 22% of American adults say they have had a legal issue in the past year that could have warranted hiring a lawyer. However, 50% of Americans with minor children don’t have a will – and 41% of baby boomers don’t, either.

The problem? Lawyers are expensive. In 2012, the average hourly billing rate for a partner in a law firm was $536, and the billing rate for an associate was $370 per hour.

The law is a tricky thing, and knowing the ins and outs of the legal system can save you hundreds or even thousands of dollars on situations ranging from traffic tickets and real estate closing costs to creating a will or filing for divorce or bankruptcy.

Very few people have thousands of dollars to spend when they end up needing a lawyer, and most have to forgo the help of an experienced attorney simply because they can’t come up with the cold hard cash.

Unless you are lucky enough to have a lawyer in the family to turn to in times of need, you may find yourself woefully underrepresented in times when you really need a savvy, experienced practitioner to back you up.

In many cases, simply knowing the law can put you ahead of the game, whether it’s having the knowledge of the local laws regarding returns of rental deposits to insist on your due, to being able to stand up for yourself against a threat of a lawsuit over the phone from someone posing as a collector.

Legal Care Direct gives you access to legal answers from experienced lawyers at discounted rates. Professional attorneys can help with traffic tickets, bankruptcy, divorce, and spousal and child support. Additional services are also available at no cost to you!

• Free services* include one-on-one consultations, attorney-made phone calls, help with legal documents, assistance with welfare and INS, representation in small claims court, and a Simple and Living Will.
• In-plan attorneys only charge a maximum of $125 an hour or 40% off their hourly rate, whichever is greater, for cases that require more than the free services offered.
• You also can get 10% off all contingency-based cases (cases in which a settlement is expected and the lawyer agrees to represent you and be paid from the settlement, if any, or forgo the fee in case of a loss).
• You’ll be referred to plan attorneys based your location, language and area of law.

Legal Care Direct is part of 2BenefitU’s Ultimate package – which gives you 23 benefits for one low monthly rate of $29.95. Just a onetime use of an attorney’s services could pay for several months up to a year of the entire range of benefits!

*In certain situations, attorney liability may require plan attorneys to ask for a retainer prior to providing some of the free legal services.