Protect Yourself from Identity Theft

We’ve all heard the horror stories about identity theft – thousands racked up in charges, fraudulent claims, and credit ruined because of a security breach or lapse.  The ID Sanctuary™ Benefit from 2BenefitU provides you with both proactive tools and recovery assistance to quickly respond to an identity or fraud crisis.

What is ID Theft?

ID theft is the misuse of an individual’s personally identifiable information or PII (name, Social Security number, date of birth, address, etc.) An identity thief fraudulently uses another person’s PII to:

• Obtain goods, services and/or employment
• Open new accounts for financial gain
• Hide a real identity

In many cases, victims may not know about the fraud for months or even years.  The PII definition can also include other personal information such a mother’s maiden name, pet names and other bits of information which are commonly used as security questions to gain access to otherwise protected information. 

How does Identity Theft Happen?

Identity thieves can get information from a wide range of sources, including:

• Dumpster diving for credit card statements, loan applications, and other documents containing names, addresses, account information, and SSNs
• Stealing mail from unlocked boxes
• Impersonating a loan officer, employer or landlord to obtain access to credit files
• Taking advantage of “insider” access to names, addresses, birth dates, and SSN
• Shoulder surfing when people are using laptops in public places or watching ATM transactions and public phones to capture PINs
• Hacking into an organization’s database to steal sensitive information

Once they get the information, they use it to obtain all kinds of things such as money, credit cards, medical care, loans, apartment or car rentals, even jobs and more in your name.

How can ID Sanctuary™ Help?

With the ID Sanctuary™ Benefit, you can get immediate, personal attention from a fraud specialist who is armed with the knowledge to help provide assistance including:

• Unlimited 24/7 restoration assistance in case of a compromised or stolen identity
• Guidance through the identity restoration process  
• Document replacement assistance if Social Security cards, birth certificates, passports or driver’s licenses are lost, stolen or destroyed
• Credit inquiry activity alerts
• One bureau credit report, credit score and monitoring

You’ll also have access to an online educational resource with new articles, information, tips and best practices to protect against identity theft, and one membership covers you and up to three legal dependents over the age of 18.

With this benefit and over 20 more available from 2BenefitU for $29.95 per month, you’ll rest easy knowing that stealing your identity and getting away with it will be nearly impossible!