It’s a familiar picture for many Americans – the mail comes and there’s a pile of envelopes from various medical providers, insurance companies, third party labs. All of the balances and codes can leave you wondering what you pay your insurance premiums for.  Healthcare is so complex these days…

For most people, it’s just not worth the time to spend on the phone trying to sort out and make sense of the mess.  Not all of the charges may be accurate – but how are you to know? A Health Advocate™ can help you find your way through the tangle that comprises healthcare and insurance systems, and Medical Bill Saver™ can negotiate medical bills down to reasonable levels.

How does it work?

Personal Health Advocates can provide invaluable guidance when you are entangled with insurance and healthcare systems. They can:

• Locate doctors, dentists, specialists, pharmacies, and hospitals
• Clarify benefits
• Research and answer questions about treatments, tests, and medications
• Provide medical explanations so you can make informed choices about your care
• Arrange second opinions, if needed
• Transfer medical records
• Coordinate care between medical providers
• Help with associated issues like eldercare
• Provide information about generic drugs
• Find options for non-covered services

Skilled negotiators are also available to help lower your out of pocket costs with Medical Bill Saver™. These experts:

• Know the ins and outs of billing practices
• Can review and explain your health care bills
• Will attempt to negotiate discounts on your behalf

Once an agreement is made, your personal negotiator will have the provider sign off on the payment terms and conditions, and you’ll receive a personal Savings Results Statement that explains your new, lower amount due and where the savings were gained.

Stop paying medical bills without question. Your healthcare isn’t negotiable, but the costs are! The benefits from these two features alone can save your family hundreds of dollars in discounted medical bills every year. Best of all, these are just two of the up to twenty features that can improve your medical and financial health, with household 2BenefitU enhanced health and wellness benefit memberships starting at just $15.95 per month.