Does your health care need a roadmap? There’s an advocate for that.

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It’s a familiar picture for many Americans – the mail comes and there’s a pile of envelopes from various medical providers, insurance companies, third party labs. All of the balances and codes can leave you wondering what you pay your insurance premiums for.  Healthcare is so complex these days…

For most people, it’s just not worth the time to spend on the phone trying to sort out and make sense of the mess.  Not all of the charges may be accurate – but how are you to know? A Health Advocate™ can help you find your way through the tangle that comprises healthcare and insurance systems, and Medical Bill Saver™ can negotiate medical bills down to reasonable levels.

How does it work?

Personal Health Advocates can provide invaluable guidance when you are entangled with insurance and healthcare systems. They can:

  • Locate doctors, dentists, specialists, pharmacies, and hospitals
  • Clarify benefits
  • Research and answer questions about treatments, tests, and medications
  • Provide medical explanations so you can make informed choices about your care
  • Arrange second opinions, if needed
  • Transfer medical records
  • Coordinate care between medical providers
  • Help with associated issues like eldercare
  • Provide information about generic drugs
  • Find options for non-covered services

Skilled negotiators are also available to help lower your out of pocket costs with Medical Bill Saver™. These experts:

  • Know the ins and outs of billing practices
  • Can review and explain your health care bills
  • Will attempt to negotiate discounts on your behalf

Once an agreement is made, your personal negotiator will have the provider sign off on the payment terms and conditions, and you’ll receive a personal Savings Results Statement that explains your new, lower amount due and where the savings were gained.

Stop paying medical bills without question. Your healthcare isn’t negotiable, but the costs are! The benefits from these two features alone can save your family hundreds of dollars in discounted medical bills every year. Best of all, these are just two of the up to twenty features that can improve your medical and financial health, with household 2BenefitU enhanced health and wellness benefit memberships starting at just $15.95 per month.

Don’t let a cold ruin your workweek – get professional medical care at your desk!

Don’t let a cold ruin your workweek – get professional medical care at your desk!

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We’ve all been there. Made it through Monday, it’s almost time for the workday to end on Tuesday, and that vague tickle in your throat has turned into a raw scratch. By the time you are clocking out and waiting for the elevator, your nose is starting to stuff up, and the drive home has you alternating hands between Kleenex and the steering wheel.

You can take half a bottle of Nyquil and hope you feel well enough in the morning to crawl out of bed or maybe you make it into the office, and you sit there trying to decide if you can afford to miss the rest of the day to visit the doctor’s office… the walk in wait time is always ridiculous.

There’s no guarantee you’d be seen by a doctor, and if you don’t get back to this side of town by 6 pm, you’ll be late to pick up your kid from his soccer practice. However, if you don’t get this pain in your ears and throat treated soon, you know it’s going to turn into bronchitis (it always does.)

These kinds of decisions are all too familiar for many of us who balance family and work responsibilities against self-care, often working and toughing it out until we literally collapse. Wouldn’t it be better if we could get quick, effective diagnosis and treatment without having to trade off valuable work time and family obligations?

Telemedicine is changing the way the average American experiences care. Instead of needing to visit a doctor’s office, waiting to be seen (taking time away from work and family in the process), a single phone call to a qualified medical professional can resolve 92% of common conditions.

Things like sinus problems and respiratory issues can be diagnosed, treatment advice given, and even prescribed for over the phone. Make a call from your desk before leaving work, and pick up your (no-controlled) medication on the way home. You could be feeling better in much less time, able to continue taking care of responsibilities thanks to early diagnosis and treatment.

Telemedicine covers the whole family, so one monthly subscription price means you can call as often as needed, for any member of the household, and get the same professional care and answers.  

Don’t spend another miserable workday trying to decide if you can afford a day off to see the doctor. Sign up with 2BenefitU today, and get Telemedicine and many other bundled enhanced health and wellness benefits with plans starting at just $15.95 per month!

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Resolve your child’s illness on evenings and weekends without a trip to the ER!

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It’s 10 PM on a Tuesday when your son wakes up with a fever and cough or it’s Saturday afternoon on a holiday weekend when your daughter starts crying and rubbing at her ear.  Common illnesses happen in a child anytime, anywhere, often times when you do not have convenient access to a doctor.

Having to pack everyone up and go to urgent care or the emergency room to get a doctor to see your child and prescribe the needed medication can really throw a wrench in the works. Transportation issues, finding a center that’s open nearby, and paying the high cost of going to one of those facilities only to find out that wasp sting was actually just a chigger bite can add salt to the wound.

Thankfully, there’s a new option for moms and dads who want to give their child the best care – but find it a challenge when doctor’s offices aren’t open. Often, a decision has to be made – does the illness or injury requires a trip to the hospital ER or crisis care center, or not? With the average wait time to see a pediatrician being 19 days, sometimes that seems like the only option.

Is it, really? What if a quick phone call could resolve 92% of patient issues, without the need to physically visit a doctor’s office? Telemedicine is a way for parents to ensure their child is getting the care they need, without spending hours in a waiting room or paying hundreds out of pocket.

Being able to find out immediately if your child is in need of urgent care is a huge relief. This can make all the difference between kicking back to watch the game with family, secure in the knowledge that your child is OK; or missing the reunion to sit in urgent care and worry about exposing your child to even more germs.

Telemedicine lets you pick up the phone and speak to a board certified physician. They can diagnose many common conditions right over the phone, prescribe basic (non-controlled) medications, and advise you on at-home care for your child. (If your child’s condition is determined to be too complex for home care, they’ll also let you know if it’s time to go to the urgent care or ER.)

No more waiting for the pediatrician’s office to find you an appointment slot while your child suffers or agonizing over whether or not you can afford the cost of going to the ER. No more facing a long weekend of a kid having pink eye because you need a doctor to call in a scrip for eye drops.

One phone call can set your mind at ease, or point you in the best direction for care for your child. There are no consultation fees and you can use the service as many times as you need to. Best of all Telemedicine is only one of the services you get with any 2BenefitU enhanced health and wellness benefit plan.

Don’t spend another night listening to your child cough or cry and checking your bank balance to see if you can afford an emergency room visit. Get Telemedicine along with up to 20 more services when you sign up today – plans starting at just $15.95 per month!